announced what it is yet,â he said.
âLast year when he was in here, was it a tribal loan he was after?â
JW shook his head. âNo, I would have approved that. It was for his house. An addition, remodel or something, and some kind of small business.â
Jorgenson nodded, thinking about it. âYou know he used to be a vice president at one of our competitors in Minneapolis,â he said. âA real climber. They called him the Indian Obama.â
JW saw the implication. He picked the phone back up and thumbed through some of the other images. âYou think itâs a bank.â
Jorgenson looked both worried and aggressive, like a bear about to strike. âYou tell me.â
JW finished thumbing through the images. The structuredid seem to have preparations for a drive-through canopy. âWeâd lose the tribal deposits,â he said, setting the phone back on the table.
Jorgenson nodded. âYeah, and that would probably put this branch out of business. I bet thatâs his intent. Do you know how much Capitol Bank Holdings paid for this branch?â
âNo.â He wanted to sit, but Jorgenson hadnât asked him to, and he sensed that it would anger him.
âEight million dollars. And you built it higher since.â
JW suddenly realized how damaging such a development would be to Jorgensonâs CEO campaign. If a tribal bank put Jorgensonâs flagship branch out of business, they would lose millions of dollars and his entire strategy for growth near casinos would be called into question. JW and everyone who worked here would be out of a job, and permanently blemished by the failure. It would be a blow to the entire community.
âYouâre the expert on this, John. Christ, you teach it,â said Jorgenson. âHow many tribe-owned banks are there?â
âNot many. Theyâd need a state or federal charter to do it.â
Jorgenson looked at him for a moment as if contemplating something, then nodded faintly.
âIf you took a leave, do you think you could get your arms around this thing for us?â
âA leave?â JW was shocked. âFrank, Iâve got my hands full as branch presidentââ
âWell, actuallyââ
Jorgenson slid a piece of paper out from beneath the stack of financial reports he had been reviewing and pushed it across the table to JW.
âIâve been looking into some of your loans. One in particular.â
JW picked it up, noticing how the embossed recorderâsseal caught the light. He saw his signature along with the forgeries of Samâs and Sandyâs as the notary public. It was the second mortgage on his home. The $100,000 figure suddenly looked staggering. He felt a wave of nausea.
âWhatâs the problem? Itâs my second mortgage. Thatâs what banks do, they improve peopleâs lives.â
âJohn, come on, okay? Youâve been waiving your payments for almost a year.â
JW laughed. âYou know Carol. Her redecoratingââ
âBullshit! Okay? Bullshit.â Jorgenson slapped the table. âEverybody knows youâve got a gambling problem, and that you and Carol are separated over it. Christ, I used to run this branch! You think I donât still have connections? I also know youâre being evicted from your apartment. So letâs cut the shit, and you give me some honest answers.â
âFrank, itâs just a little gaming.â
âThis is embezzling,â Jorgenson said, stabbing the papers with his fingers. âPut your keys on the table. Iâm going to call the FBI.â
JW hesitated.
âNow!â
JW felt sick and paralyzed. The enormity of what was happening was surreal. He started to reach for his keys, but somehow he found the presence of mind to push back.
âJust, now just, wait,â he said, his voice shaking. âOkay? Iâve made you a lot of money. Iâve turned this into
Kat Richardson
Celine Conway
K. J. Parker
Leigh Redhead
Mia Sheridan
D Jordan Redhawk
Kelley Armstrong
Jim Eldridge
Robin Owens
Keith Ablow