how important that money was to my parents. No damn notion at all.â
âMr. Lothian,â Wilshire said calmly. âItâs our assumption that all of our clientsâ resources are vital: as important as our duty to protect them. Thatâs why, when ignorance, or even negligence, has enabled the committing of a crime, we still protect our customers.â
âWhatâs that supposed to mean?â
âIt means that if weâre satisfied there has been no malfeasance on the account holderâs part, it is our policy to reimburse what has been stolen. The bank takes the loss, not the client.â
Greg stared. âAre you saying youâre prepared to replace my parentsâ money?â
âIâm saying itâs already been done.â
The manager turned his computer. With a hollow sensation, Greg peered at the screen. There it was, the current month of his parentsâ savings account. The only difference from the passbook was the final entryâa credit of twenty thousand dollars. After his first shock, Greg pulled himself together enough to note the entry date, at last unable to avoid the awful truth: on that last nightâperhaps even as early as when his father was still aliveâthe money that had caused all the trouble had already been restored.
âWhy?â he whispered at last.
âWhy replace the money?â
âWhy didnât you let them know ?â
âIâm sure we did. The clerk would have made it clear that it was possible. Perhaps, at the time, your mother was too distraught to understand. Anyway, the next account statement would have shown . . . Mr. Lothian, are you all right?â
Greg heard a buzzing in his ears. His vision blurred and for a moment he felt as though he might faint. Further anxious words from the bank manager seemed to be coming from some distance away. He forced himself to take several deep breaths and the shock symptoms receded. âIâm sorry,â he muttered. âThis has been aâdifficult time.â
âOf course. I understand. Can I get you anything? A glass of water?â
âNo, no! Iâm all right.â Greg swayed to his feet, resisting the urge to stare at the telltale figures on the computer screen. âIâshould have known that this might happen. Itâs just a pity that my parents . . . Never mind. I really came in to tell you thatâerâIâm the executor of my fatherâs will. When probate is granted, Iâll come in again.â
Herb Wilshire had risen too. He came around his desk, looking genuinely distressed. âOf course,â he said hastily. âBut do you need any money now? If you let us make a copy of the will, I can authorize cash for expenses, even before probate.â
âNo, thatâs fine. Iâm fine. Everythingâsâfine. Thanks for your help. Goodbye.â
Then, with very little memory of the journey between, Greg found himself in his car, driving back along Riverbottom Road.
⢠⢠â¢
When he got to the house, he did not turn in, but kept on going, driving absent-mindedly, until the road turned onto the Old Lake Cowichan Road, which in turn joined the new highway, eventually ending up at the lake itself. Beyond the village at the south end, there was a waterside park, which he arrived at by chance, ending his blind journey when the road stopped at the water.
He sat in the car at the lakeside, facing a grand panorama of lake and forested mountains, seeing nothing, his mind still reeling at the implications of all that had happened. He couldnât decide which was worse: the theft of the money, causing the chain of circumstances that had resulted in two deaths, or the sickening irony of the funds having been replaced, but too late. The bankâno doubt backed by insuranceâhad reimbursed the twenty grand with what amounted to alacrity, the tragedy being that somehow their intentions had not been
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