Read Online 1- The Glass Room 2- The Spirit Stone -3-bear Hugs-4- Believe by Beverly Machado - Free Book Online
Authors: Beverly Machado
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Susan?”
“No, I’ll just sit here and get fat! Don’t put yourself out to do anything extra for me!” Jimmy thought, oh, how I miss Gail.
It was time for his phone call to Anna. He went and sat on the bench at the park and pulled out his cell phone. “Hi,my love. I am missing you so much you can’t imagine; especially when I take my walk around this trailer park. I miss walking with you. I wish you were here to walk with me. No, that’s not what I mean. I wish I was there in Picayune to walk with you like we use to do. Those were such good times we shared together. I am so thankful you came into my life. I hate it here. You can’t imagine how awful it is with JD’s wife constantly bitching. It makes me realize how lucky I am that you are part of my life. I love you more than I can tell you. This nightmare has got to end soon. I want so much to come home to be with you. Don’t ever forget me?” He could hear her saying she would never forget him, and that her love for him is endless. “I saw on the news that it is cold at home. Dress warm. Let me tell you about my day.” Jimmy told her everything about what went on about his son’s family. He always felt better after talking to her. “It snowed today. The road graders cleared the snow off the road in this trailer park.” He looked at his watch. “Okay, I’ll hang up for now. I see it is time for your walk. Keep safe for me. I love you. Bye my love.”
It was earlier the next evening after his walk that he went to sit in the park and rest when he saw some of the men walking up to him. They introduced themselves. There was the man that lived in the trailer next to him. Henry was his name. Then he was introduced to Vincent and to Bob and Sam. They were all his son’s age. They started talking about losing their jobs because of cutbacks and closures. Sam owned a restaurant and with people not eating out as often and just staying home and eating home cooked meals instead, he was loosing money. He finally had to close his business; laying people off. As much as they tried to find work they couldn’t, but were not to give up. They lost their homes and couldn’t find jobs. But Vincent said because his home was under-water as they call it, which means they owed more on their home than it was worth and because they had a second mortgage, when the mortgage company foreclosed on him, he still owed for the second mortgage. It didn’t matter the difference of what it was valued at, to what was owed, he still owed the amount of the second mortgage. That’s when he decided to make a student loan of ten thousand dollars and learn another trade. He was a carpenter, but with shortages of homes being built he was going deeper and deeper in debt. He was thinking of claiming bankruptcy to pay, not just what he still owed on his second loan on his house that was foreclosed and his credit cards, but also his student loan. Then, he went on talking; he found out that you can’t claim bankruptcy on a student loan. Infact, if it is not paid when you start drawing Social Security, the government deducts payments out of your check for the principal amount plus all of the back interest. “There’s no winning for loosing,” he said. He had three teenagers and his wife to support and they were doing fine until the economy kept dropping. His schooling wasn’t helping, only put him deeper in debt. He said, he should never have made that student loan.
Sam said because his credit rating was so low that no one would rent to him. After all, your credit rating speaks for itself. It tells of your character. So the owner of any rental will not rent to anyone with a bad credit. He said he had to get his mother to put his rental in her name. “Do you know that anything you charge, your interest rate is based on your credit rating? That’s why some people pay less interest.”
“There are a lot of women living here for the same reason we are. Single mothers that was having it hard
“No, I’ll just sit here and get fat! Don’t put yourself out to do anything extra for me!” Jimmy thought, oh, how I miss Gail.
It was time for his phone call to Anna. He went and sat on the bench at the park and pulled out his cell phone. “Hi,my love. I am missing you so much you can’t imagine; especially when I take my walk around this trailer park. I miss walking with you. I wish you were here to walk with me. No, that’s not what I mean. I wish I was there in Picayune to walk with you like we use to do. Those were such good times we shared together. I am so thankful you came into my life. I hate it here. You can’t imagine how awful it is with JD’s wife constantly bitching. It makes me realize how lucky I am that you are part of my life. I love you more than I can tell you. This nightmare has got to end soon. I want so much to come home to be with you. Don’t ever forget me?” He could hear her saying she would never forget him, and that her love for him is endless. “I saw on the news that it is cold at home. Dress warm. Let me tell you about my day.” Jimmy told her everything about what went on about his son’s family. He always felt better after talking to her. “It snowed today. The road graders cleared the snow off the road in this trailer park.” He looked at his watch. “Okay, I’ll hang up for now. I see it is time for your walk. Keep safe for me. I love you. Bye my love.”
It was earlier the next evening after his walk that he went to sit in the park and rest when he saw some of the men walking up to him. They introduced themselves. There was the man that lived in the trailer next to him. Henry was his name. Then he was introduced to Vincent and to Bob and Sam. They were all his son’s age. They started talking about losing their jobs because of cutbacks and closures. Sam owned a restaurant and with people not eating out as often and just staying home and eating home cooked meals instead, he was loosing money. He finally had to close his business; laying people off. As much as they tried to find work they couldn’t, but were not to give up. They lost their homes and couldn’t find jobs. But Vincent said because his home was under-water as they call it, which means they owed more on their home than it was worth and because they had a second mortgage, when the mortgage company foreclosed on him, he still owed for the second mortgage. It didn’t matter the difference of what it was valued at, to what was owed, he still owed the amount of the second mortgage. That’s when he decided to make a student loan of ten thousand dollars and learn another trade. He was a carpenter, but with shortages of homes being built he was going deeper and deeper in debt. He was thinking of claiming bankruptcy to pay, not just what he still owed on his second loan on his house that was foreclosed and his credit cards, but also his student loan. Then, he went on talking; he found out that you can’t claim bankruptcy on a student loan. Infact, if it is not paid when you start drawing Social Security, the government deducts payments out of your check for the principal amount plus all of the back interest. “There’s no winning for loosing,” he said. He had three teenagers and his wife to support and they were doing fine until the economy kept dropping. His schooling wasn’t helping, only put him deeper in debt. He said, he should never have made that student loan.
Sam said because his credit rating was so low that no one would rent to him. After all, your credit rating speaks for itself. It tells of your character. So the owner of any rental will not rent to anyone with a bad credit. He said he had to get his mother to put his rental in her name. “Do you know that anything you charge, your interest rate is based on your credit rating? That’s why some people pay less interest.”
“There are a lot of women living here for the same reason we are. Single mothers that was having it hard
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